/* ==========================================================================
   PK Fincorp: website styles (Bootstrap 5.3 ke upar)
   Colours badalne hain to sirf :root ke variables badlo.
   ========================================================================== */

:root {
    --ink: #1f2b27;          /* headings, main text (green-grey, not black) */
    --ink-soft: #5b6863;     /* secondary text */
    --paper: #f4f6f3;        /* page background */
    --surface: #ffffff;      /* alternate sections, forms */
    --line: #dfe5e0;         /* borders */

    --jade: #2e7d67;         /* primary brand colour */
    --jade-deep: #22604f;
    --jade-tint: #e3f0ea;

    --marigold: #f2a93b;     /* Apply buttons only */
    --marigold-deep: #dc9020;
    --sand-tint: #fbf0dc;

    --font-display: "Bricolage Grotesque", "Segoe UI", system-ui, sans-serif;
    --font-body: "Figtree", "Segoe UI", system-ui, -apple-system, sans-serif;

    --radius-sm: 10px;
    --radius-md: 16px;
    --radius-lg: 28px;

    /* Bootstrap overrides */
    --bs-body-font-family: var(--font-body);
    --bs-body-font-size: 1.0625rem;
    --bs-body-line-height: 1.6;
    --bs-body-color: var(--ink);
    --bs-body-bg: var(--paper);
    --bs-border-color: var(--line);
    --bs-link-color-rgb: 46, 125, 103;
    --bs-link-hover-color-rgb: 34, 96, 79;
    --bs-focus-ring-color: rgba(46, 125, 103, .3);
}

/* ---------- Base ---------- */
body { -webkit-font-smoothing: antialiased; }

h1, h2, h3, h4, .h1, .h2, .h3 {
    font-family: var(--font-display);
    font-weight: 650;
    letter-spacing: -0.02em;
    color: var(--ink);
    text-wrap: balance;
}

p { text-wrap: pretty; }

a { text-underline-offset: 3px; }

:focus-visible {
    outline: 3px solid var(--jade);
    outline-offset: 2px;
}

.skip-link {
    position: absolute;
    left: 1rem;
    top: -3rem;
    z-index: 2000;
    padding: .5rem 1rem;
    background: var(--ink);
    color: #fff;
    border-radius: var(--radius-sm);
}
.skip-link:focus { top: 1rem; }

/* ---------- Buttons ---------- */
.btn {
    --bs-btn-font-weight: 600;
    --bs-btn-border-radius: var(--radius-sm);
    --bs-btn-padding-x: 1.25rem;
    --bs-btn-padding-y: .6rem;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: .5rem;
}
.btn-lg { --bs-btn-padding-x: 1.5rem; --bs-btn-padding-y: .8rem; --bs-btn-font-size: 1.05rem; --bs-btn-border-radius: 12px; }
.btn-sm { --bs-btn-padding-x: .9rem; --bs-btn-padding-y: .35rem; --bs-btn-font-size: .9rem; }

.btn-apply {
    --bs-btn-bg: var(--marigold);
    --bs-btn-border-color: var(--marigold);
    --bs-btn-color: var(--ink);
    --bs-btn-hover-bg: var(--marigold-deep);
    --bs-btn-hover-border-color: var(--marigold-deep);
    --bs-btn-hover-color: var(--ink);
    --bs-btn-active-bg: var(--marigold-deep);
    --bs-btn-active-border-color: var(--marigold-deep);
    --bs-btn-active-color: var(--ink);
    --bs-btn-focus-shadow-rgb: 242, 169, 59;
}

.btn-jade {
    --bs-btn-bg: var(--jade);
    --bs-btn-border-color: var(--jade);
    --bs-btn-color: #fff;
    --bs-btn-hover-bg: var(--jade-deep);
    --bs-btn-hover-border-color: var(--jade-deep);
    --bs-btn-hover-color: #fff;
    --bs-btn-active-bg: var(--jade-deep);
    --bs-btn-active-border-color: var(--jade-deep);
    --bs-btn-active-color: #fff;
    --bs-btn-disabled-bg: var(--jade);
    --bs-btn-disabled-border-color: var(--jade);
}

.btn-outline-jade {
    --bs-btn-color: var(--jade);
    --bs-btn-border-color: var(--jade);
    --bs-btn-hover-bg: var(--jade);
    --bs-btn-hover-border-color: var(--jade);
    --bs-btn-hover-color: #fff;
    --bs-btn-active-bg: var(--jade-deep);
    --bs-btn-active-color: #fff;
}

.btn-quiet {
    --bs-btn-color: var(--ink);
    --bs-btn-bg: transparent;
    --bs-btn-border-color: var(--line);
    --bs-btn-hover-bg: var(--surface);
    --bs-btn-hover-border-color: var(--ink-soft);
    --bs-btn-hover-color: var(--ink);
    --bs-btn-active-bg: var(--surface);
    --bs-btn-active-border-color: var(--ink-soft);
}

.round-btn {
    width: 44px;
    height: 44px;
    display: inline-grid;
    place-items: center;
    border-radius: 50%;
    border: 1px solid var(--line);
    background: var(--surface);
    color: var(--ink);
    transition: background-color .15s, border-color .15s;
}
.round-btn:hover { border-color: var(--ink-soft); }
.round-btn:disabled { opacity: .4; }

.link-strong {
    font-weight: 600;
    color: var(--jade);
    text-decoration: underline;
    text-decoration-thickness: 2px;
}

/* ---------- Header ---------- */
.site-header {
    position: sticky;
    top: 0;
    z-index: 1030;
    /* backdrop-filter jaan-bujh kar nahi: wo mobile menu (offcanvas) ko header ke andar qaid kar deta hai */
    background: var(--surface);
    border-bottom: 1px solid var(--line);
}
.site-header .navbar { --bs-navbar-padding-y: .8rem; }

.brand {
    display: inline-flex;
    align-items: center;
    gap: .55rem;
    text-decoration: none;
    color: var(--ink);
}
.brand-mark {
    display: inline-grid;
    place-items: center;
    width: 38px;
    height: 38px;
    border-radius: 11px 11px 11px 3px;
    background: var(--jade);
    color: #fff;
    font-family: var(--font-display);
    font-weight: 750;
    font-size: .95rem;
    letter-spacing: .02em;
    position: relative;
}
.brand-mark::after {
    content: "";
    position: absolute;
    right: -3px;
    top: -3px;
    width: 11px;
    height: 11px;
    border-radius: 50%;
    background: var(--marigold);
    border: 2px solid #fff;
}
.brand-name {
    font-family: var(--font-display);
    font-weight: 650;
    font-size: 1.3rem;
    letter-spacing: -0.02em;
}

.navbar-toggler {
    border: 1px solid var(--line);
    border-radius: var(--radius-sm);
    padding: .3rem .55rem;
    font-size: 1.5rem;
    color: var(--ink);
    line-height: 1;
}
.navbar-toggler:focus { box-shadow: none; }

.navbar .nav-link {
    --bs-nav-link-color: var(--ink-soft);
    --bs-nav-link-hover-color: var(--ink);
    --bs-navbar-active-color: var(--ink);
    font-weight: 500;
    position: relative;
}
.navbar .nav-link.active { color: var(--ink); font-weight: 600; }

.header-actions {
    display: flex;
    align-items: center;
    gap: 1.25rem;
}
.header-phone {
    color: var(--ink);
    text-decoration: none;
    font-weight: 600;
    font-size: .95rem;
    white-space: nowrap;
}
.header-phone i { color: var(--jade); }

@media (min-width: 992px) {
    .navbar-expand-lg .navbar-nav { gap: .5rem; }
    .navbar-expand-lg .navbar-nav .nav-link { padding-inline: .7rem; }
    .navbar .nav-link.active::after {
        content: "";
        position: absolute;
        left: .7rem;
        right: .7rem;
        bottom: .15rem;
        height: 2px;
        border-radius: 2px;
        background: var(--jade);
    }
}
@media (max-width: 991.98px) {
    .offcanvas-body { display: flex; flex-direction: column; gap: 1.5rem; }
    .navbar .nav-link { font-size: 1.15rem; padding-block: .7rem; border-bottom: 1px solid var(--line); }
    .navbar .nav-link.active { color: var(--jade); }
    .header-actions { flex-direction: column; align-items: stretch; }
    .header-actions .btn { width: 100%; }
}
@media (min-width: 992px) and (max-width: 1199.98px) {
    .header-phone { display: none; }
}

/* ---------- Sections ---------- */
.section { padding-block: clamp(3.5rem, 7vw, 6rem); }
.section-surface { background: var(--surface); }

.section-head { max-width: 640px; margin-bottom: clamp(2rem, 4vw, 3rem); }
.section-head-split {
    max-width: none;
    display: flex;
    flex-wrap: wrap;
    align-items: flex-end;
    justify-content: space-between;
    gap: 1rem 2rem;
}
.section-title { font-size: clamp(1.75rem, 1.2rem + 2vw, 2.5rem); margin-bottom: .5rem; }
.section-lead { color: var(--ink-soft); font-size: 1.125rem; margin-bottom: 0; max-width: 60ch; }

/* ---------- Hero ---------- */
.hero { padding-block: clamp(2rem, 5vw, 4rem) clamp(2.5rem, 5vw, 4rem); }

.hero-title {
    font-size: clamp(2.1rem, 1.3rem + 3.4vw, 3.6rem);
    line-height: 1.06;
    font-weight: 750;
    letter-spacing: -0.035em;
    margin-bottom: 1.1rem;
    max-width: 16ch;
}
.hero-lead {
    font-size: clamp(1.05rem, 1rem + .3vw, 1.2rem);
    color: var(--ink-soft);
    max-width: 48ch;
    margin-bottom: 1.75rem;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: .75rem; }

.hero-visual {
    position: relative;
    min-height: 340px;
    border-radius: var(--radius-lg);
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 1.5rem;
    padding: 2.5rem;
    overflow: hidden;
}
.visual-jade { background: var(--jade-tint); }
.visual-sand { background: var(--sand-tint); }
.visual-mint { background: #e6efe9; }

.hero-visual::before {
    /* soft ring for depth, no gradients */
    content: "";
    position: absolute;
    width: 420px;
    height: 420px;
    border-radius: 50%;
    border: 1px solid rgba(46, 125, 103, .14);
    right: -140px;
    bottom: -180px;
}

.visual-icon {
    width: 132px;
    height: 132px;
    border-radius: 36px;
    display: grid;
    place-items: center;
    background: var(--surface);
    color: var(--jade);
    font-size: 3.6rem;
    border: 1px solid rgba(31, 43, 39, .06);
}
.visual-sand .visual-icon { color: var(--marigold-deep); }

.visual-chips { display: flex; flex-wrap: wrap; justify-content: center; gap: .5rem; position: relative; }
.visual-chips span {
    background: var(--surface);
    border-radius: 999px;
    padding: .4rem .9rem;
    font-size: .9rem;
    font-weight: 600;
    color: var(--ink);
}

/* Offer comparison illustration (slide 1) */
.offer-stack { width: 100%; max-width: 380px; display: grid; gap: .75rem; position: relative; }
.offer-row {
    display: flex;
    align-items: center;
    gap: .85rem;
    background: var(--surface);
    border-radius: var(--radius-md);
    padding: .9rem 1rem;
    border: 1px solid rgba(31, 43, 39, .06);
}
.offer-bank {
    flex: none;
    width: 38px;
    height: 38px;
    border-radius: 10px;
    display: grid;
    place-items: center;
    background: var(--paper);
    color: var(--ink-soft);
}
.offer-bar {
    height: 10px;
    border-radius: 999px;
    background: var(--line);
    width: var(--w);
}
.offer-best { border: 2px solid var(--jade); transform: translateX(-10px); }
.offer-best .offer-bank { background: var(--jade-tint); color: var(--jade); }
.offer-best .offer-bar { background: var(--jade); }
.offer-tag {
    margin-left: auto;
    flex: none;
    font-size: .8rem;
    font-weight: 700;
    color: var(--jade-deep);
    background: var(--jade-tint);
    padding: .2rem .55rem;
    border-radius: 999px;
    white-space: nowrap;
}
.visual-caption { margin: 0; font-weight: 600; color: var(--jade-deep); position: relative; }

.hero-controls {
    display: flex;
    align-items: center;
    justify-content: space-between;
    margin-top: 1.5rem;
}
.hero-controls .carousel-indicators {
    position: static;
    margin: 0;
    justify-content: flex-start;
    gap: .4rem;
}
.hero-controls .carousel-indicators [data-bs-target] {
    width: 28px;
    height: 5px;
    margin: 0;
    border: 0;
    border-radius: 999px;
    background: var(--ink);
    opacity: .18;
    transition: opacity .2s, width .2s;
}
.hero-controls .carousel-indicators .active { opacity: 1; width: 44px; background: var(--jade); }
.hero-arrows { display: flex; gap: .5rem; }

/* Loan chooser (signature strip) */
.chooser {
    margin-top: clamp(2rem, 4vw, 3rem);
    padding: 1.25rem;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius-md);
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: .75rem 1.25rem;
}
.chooser-label { margin: 0; font-weight: 600; font-family: var(--font-display); font-size: 1.1rem; }
.chooser-chips { display: flex; flex-wrap: wrap; gap: .5rem; }
.chip {
    display: inline-flex;
    align-items: center;
    gap: .45rem;
    padding: .5rem 1rem;
    border-radius: 999px;
    border: 1px solid var(--line);
    background: var(--paper);
    color: var(--ink);
    font-weight: 600;
    font-size: .95rem;
    text-decoration: none;
    transition: background-color .15s, border-color .15s, color .15s;
}
.chip i { color: var(--jade); }
.chip:hover { background: var(--jade); border-color: var(--jade); color: #fff; }
.chip:hover i { color: #fff; }

/* ---------- Steps (real sequence) ---------- */
.steps {
    list-style: none;
    padding: 0;
    margin: 0;
    display: grid;
    gap: 2rem;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    counter-reset: none;
}
.step { position: relative; padding-top: 1.25rem; border-top: 2px solid var(--line); }
.step:first-child { border-top-color: var(--jade); }
.step-num {
    display: inline-grid;
    place-items: center;
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: var(--jade-tint);
    color: var(--jade-deep);
    font-family: var(--font-display);
    font-weight: 750;
    margin-bottom: 1rem;
}
.step h3 { font-size: 1.3rem; margin-bottom: .4rem; }
.step p { color: var(--ink-soft); margin: 0; }

/* ---------- Loan list ---------- */
.loan-list { list-style: none; margin: 0; padding: 0; border-top: 1px solid var(--line); }
.loan-row {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: 1.25rem 1.5rem;
    padding: 1.4rem 0;
    border-bottom: 1px solid var(--line);
}
.loan-icon {
    width: 52px;
    height: 52px;
    border-radius: 14px;
    display: grid;
    place-items: center;
    background: var(--jade-tint);
    color: var(--jade);
    font-size: 1.4rem;
}
.loan-text h3 { font-size: 1.25rem; margin-bottom: .2rem; }
.loan-text p { margin: 0; color: var(--ink-soft); max-width: 60ch; }
.loan-links { display: flex; align-items: center; gap: 1.25rem; }
.loan-links > a:not(.btn) { color: var(--ink); font-weight: 600; }

@media (max-width: 767.98px) {
    .loan-row { grid-template-columns: auto 1fr; }
    .loan-links { grid-column: 2; }
}

/* ---------- Values / why us ---------- */
.values { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 2rem 2.5rem; }
.value i { font-size: 1.6rem; color: var(--jade); display: block; margin-bottom: .6rem; }
.value h3 { font-size: 1.2rem; margin-bottom: .3rem; }
.value p { margin: 0; color: var(--ink-soft); }
@media (max-width: 575.98px) { .values { grid-template-columns: 1fr; } }

/* 6 items: desktop par 3 x 2, taaki left text ke barabar height rahe */
@media (min-width: 992px) {
    .values-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 2rem 1.75rem; }
    .values-3 .value i { margin-bottom: .4rem; }
    .values-3 .value h3 { font-size: 1.1rem; }
    .values-3 .value p { font-size: .975rem; }
}

.stat { margin-top: 2rem; color: var(--ink-soft); font-weight: 500; }
.stat-num {
    display: block;
    font-family: var(--font-display);
    font-weight: 750;
    font-size: clamp(3rem, 2rem + 4vw, 4.5rem);
    line-height: 1;
    color: var(--jade);
    letter-spacing: -0.04em;
    margin-bottom: .35rem;
}

/* ---------- Small text helpers ---------- */
.eyebrow {
    font-family: var(--font-body);
    font-size: .8rem;
    font-weight: 700;
    letter-spacing: .08em;
    text-transform: uppercase;
    color: var(--jade-deep);
    margin-bottom: 1.25rem;
}
.fine-print { color: var(--ink-soft); font-size: .95rem; max-width: 80ch; margin-bottom: 0; }

/* ---------- Trust strip (GST / EPFO / ESIC) ---------- */
.trust-strip { background: var(--surface); border-block: 1px solid var(--line); padding-block: 1.1rem; }
.trust-inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: .75rem 2rem; }
.trust-badges { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: .5rem 1.75rem; }
.trust-badges li { display: inline-flex; align-items: center; gap: .45rem; font-weight: 700; }
.trust-badges i { color: var(--jade); }
.trust-link { font-weight: 600; text-decoration: none; }
.trust-link:hover { text-decoration: underline; }
.trust-values { margin: 0; color: var(--ink-soft); font-size: .95rem; font-weight: 500; }
.trust-values span { color: var(--marigold-deep); margin-inline: .35rem; }

/* 5 steps: desktop par ek line mein */
@media (min-width: 992px) { .steps-5 { grid-template-columns: repeat(5, minmax(0, 1fr)); gap: 1.5rem; } }
@media (min-width: 576px) and (max-width: 991.98px) { .steps-5 { grid-template-columns: repeat(2, minmax(0, 1fr)); } }

/* ---------- Partner network ---------- */
.partner-row { margin-top: clamp(2.5rem, 5vw, 3.5rem); padding-top: 2rem; border-top: 1px solid var(--line); }
.partner-list { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: .6rem; }
.partner-list li {
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    padding: .6rem 1rem;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: 999px;
    font-weight: 600;
}
.partner-list i { color: var(--jade); }

/* ---------- Fee policy box ---------- */
/* CTA band jitna hi bada: full width, same radius aur padding. Desktop par 5:7 do column. */
.fee-box {
    display: grid;
    gap: 2rem 3.5rem;
    align-items: center;
    padding: clamp(2rem, 5vw, 3.5rem);
    background: var(--sand-tint);
    border-radius: var(--radius-lg);
}
.fee-icon {
    width: 56px;
    height: 56px;
    border-radius: 16px;
    display: grid;
    place-items: center;
    background: var(--surface);
    color: var(--marigold-deep);
    font-size: 1.6rem;
    margin-bottom: 1.25rem;
}
.fee-main .fee-lead { margin: 0; font-size: clamp(1.1rem, 1rem + .4vw, 1.3rem); color: var(--ink); max-width: 34ch; }

.fee-points { list-style: none; margin: 0; padding: 0; display: grid; gap: 1rem; }
.fee-points li {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 1rem;
    align-items: start;
    padding: 1.25rem 1.4rem;
    background: var(--surface);
    border-radius: var(--radius-md);
}
.fee-points i { color: var(--marigold-deep); font-size: 1.3rem; line-height: 1.5; }
.fee-points p { margin: 0; color: var(--ink-soft); }
.fee-points strong { color: var(--ink); }

@media (min-width: 992px) {
    .fee-box { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); }
}

/* ---------- Testimonials track ---------- */
.track-arrows { display: flex; gap: .5rem; }
.track {
    display: grid;
    grid-auto-flow: column;
    grid-auto-columns: calc((100% - 2 * 1.5rem) / 3);
    gap: 1.5rem;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scroll-behavior: smooth;
    scrollbar-width: none;
    padding-bottom: .25rem;
}
.track::-webkit-scrollbar { display: none; }
@media (max-width: 991.98px) { .track { grid-auto-columns: calc((100% - 1.5rem) / 2); } }
@media (max-width: 575.98px) { .track { grid-auto-columns: 88%; gap: 1rem; } }
@media (prefers-reduced-motion: reduce) { .track { scroll-behavior: auto; } }

.quote {
    scroll-snap-align: start;
    margin: 0;
    background: var(--paper);
    border-radius: var(--radius-md);
    padding: 1.75rem;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    gap: 1.5rem;
}
.quote blockquote { margin: 0; font-size: 1.05rem; line-height: 1.65; }
.quote blockquote::before {
    content: "\201C";
    display: block;
    font-family: var(--font-display);
    font-size: 3rem;
    line-height: .6;
    height: 1.4rem;
    color: var(--marigold);
}
.quote figcaption { display: flex; align-items: center; gap: .75rem; }
.quote figcaption small { display: block; color: var(--ink-soft); }
.avatar {
    flex: none;
    width: 42px;
    height: 42px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: var(--jade-tint);
    color: var(--jade-deep);
    font-weight: 700;
}

/* ---------- CTA band ---------- */
.cta-band { padding-block: clamp(3rem, 6vw, 4.5rem); }
.cta-inner {
    background: var(--jade);
    color: #fff;
    border-radius: var(--radius-lg);
    padding: clamp(2rem, 5vw, 3.5rem);
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem 3rem;
}
.cta-inner h2 { color: #fff; font-size: clamp(1.6rem, 1.2rem + 1.6vw, 2.25rem); margin-bottom: .4rem; }
.cta-inner p { margin: 0; color: rgba(255, 255, 255, .85); max-width: 50ch; }
.cta-actions { display: flex; flex-wrap: wrap; align-items: center; gap: 1rem 1.5rem; }

/* Desktop: text 70%, buttons 30% (right aligned). Mobile par buttons text ke niche. */
@media (min-width: 992px) {
    .cta-inner { display: grid; grid-template-columns: minmax(0, 7fr) minmax(0, 3fr); }
    .cta-actions { justify-content: flex-end; }
}
.cta-phone { color: #fff; font-weight: 600; text-decoration: none; }
.cta-phone:hover { color: #fff; text-decoration: underline; }

/* ---------- Page header (inner pages) ---------- */
.page-head { padding-block: clamp(2.5rem, 6vw, 4.5rem) clamp(1.5rem, 4vw, 2.5rem); }
.page-title {
    font-size: clamp(2.2rem, 1.5rem + 3vw, 3.4rem);
    font-weight: 750;
    letter-spacing: -0.035em;
    line-height: 1.08;
    margin-bottom: .75rem;
}
.page-lead { font-size: 1.15rem; color: var(--ink-soft); max-width: 58ch; margin: 0; }

/* ---------- About ---------- */
.prose p { max-width: 65ch; }
.prose p + p { margin-top: 1rem; }
/* What we stand for */
.stand-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: clamp(1.5rem, 4vw, 2.25rem); }
.stand-list { list-style: none; margin: 0; padding: 0; display: grid; gap: .75rem; }
.stand-list li {
    display: flex;
    align-items: center;
    gap: .9rem;
    padding: .9rem 1rem;
    background: var(--paper);
    border-radius: var(--radius-sm);
    font-family: var(--font-display);
    font-weight: 650;
    font-size: 1.1rem;
}
.stand-list i {
    width: 40px;
    height: 40px;
    border-radius: 12px;
    display: grid;
    place-items: center;
    background: var(--jade-tint);
    color: var(--jade);
    font-size: 1.15rem;
    flex: none;
}

/* Founder's message: photo card left (sticky on desktop), message right */
.founder { display: grid; gap: 2rem 3.5rem; align-items: start; }
@media (min-width: 992px) {
    .founder { grid-template-columns: 300px minmax(0, 1fr); }
    .founder-card { position: sticky; top: 100px; }
}
.founder-photo {
    width: 100%;
    max-width: 300px;
    aspect-ratio: 300 / 360;
    height: auto;
    border-radius: var(--radius-lg);
    background: var(--jade-tint);
    color: var(--jade-deep);
    display: grid;
    place-items: center;
    font-family: var(--font-display);
    font-weight: 750;
    font-size: 4rem;
    object-fit: cover;
    margin-bottom: 1rem;
}
.founder-name { font-family: var(--font-display); font-weight: 750; font-size: 1.4rem; margin: 0; }
.founder-role { color: var(--jade); font-weight: 600; margin: 0; }
.founder-message p { color: var(--ink); }
.founder-quote {
    margin: 2rem 0;
    padding: 1.5rem 1.75rem;
    background: var(--jade-tint);
    border-left: 4px solid var(--jade);
    border-radius: 0 var(--radius-md) var(--radius-md) 0;
    font-family: var(--font-display);
    font-weight: 650;
    font-size: clamp(1.2rem, 1rem + .8vw, 1.5rem);
    line-height: 1.4;
    color: var(--jade-deep);
    max-width: 60ch;
}
.founder-sign strong { display: block; font-size: 1.1rem; }
.founder-sign span { color: var(--ink-soft); font-style: italic; }
@media (max-width: 991.98px) {
    .founder-card { display: grid; grid-template-columns: 120px 1fr; gap: 0 1.25rem; align-items: center; }
    .founder-photo { grid-row: span 2; font-size: 2.25rem; margin-bottom: 0; }
}

/* Mission aims: 3 x 3 checklist */
.aim-grid { list-style: none; margin: 0; padding: 0; display: grid; gap: 1rem; }
@media (min-width: 768px) { .aim-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 992px) { .aim-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); } }
.aim-grid li {
    display: grid;
    grid-template-columns: 1.6rem 1fr;
    gap: .5rem;
    padding: 1.1rem 1.25rem;
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius-md);
}
.aim-grid li::before {
    font-family: "bootstrap-icons";
    content: "\F26A"; /* bi-check-circle-fill */
    color: var(--jade);
    font-size: 1.1rem;
    line-height: 1.6;
}
.mission-line {
    margin-top: clamp(2rem, 4vw, 3rem);
    padding: clamp(1.75rem, 4vw, 2.75rem);
    background: var(--sand-tint);
    border-radius: var(--radius-lg);
    text-align: center;
}
.mission-line .eyebrow { display: block; margin-bottom: .6rem; color: var(--marigold-deep); }
.mission-line p {
    margin: 0;
    font-family: var(--font-display);
    font-weight: 750;
    font-size: clamp(1.4rem, 1rem + 1.6vw, 2.2rem);
    letter-spacing: -0.02em;
    line-height: 1.2;
}

/* Commitment */
.flow-chips { list-style: none; margin: 1.5rem 0 0; padding: 0; display: flex; flex-wrap: wrap; align-items: center; gap: .5rem; }
.flow-chips li { padding: .5rem 1rem; background: var(--jade); color: #fff; border-radius: 999px; font-weight: 600; }
.flow-chips li + li::before { content: "\2192"; color: var(--ink-soft); margin-right: .5rem; margin-left: -.1rem; }
.flow-chips li + li { background: none; color: var(--ink); border: 1px solid var(--line); padding-left: .75rem; }
.commit-list { list-style: none; margin: 0; padding: 0; display: grid; gap: 1rem; }
.commit-list li {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 1rem;
    align-items: start;
    padding: 1.25rem 1.4rem;
    background: var(--paper);
    border-radius: var(--radius-md);
}
.commit-list i { color: var(--jade); font-size: 1.35rem; line-height: 1.4; }
.commit-list p { margin: 0; }

/* Registration & Compliance */
.reg-grid { display: grid; gap: 1.25rem; }
@media (min-width: 768px) { .reg-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 992px) { .reg-grid { grid-template-columns: 1.3fr 1fr 1fr; } }
.reg-card {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: clamp(1.5rem, 3vw, 2rem);
}
.reg-card h3 { font-size: 1.3rem; margin-bottom: .35rem; }
.reg-card > p { color: var(--ink-soft); margin-bottom: 1rem; }
.reg-icon {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    display: grid;
    place-items: center;
    background: var(--jade-tint);
    color: var(--jade);
    font-size: 1.35rem;
    margin-bottom: 1rem;
}
.reg-details { margin: .75rem 0 0; display: grid; gap: .6rem; }
.reg-details div { display: grid; grid-template-columns: 7.5rem 1fr; gap: .5rem; padding-bottom: .6rem; border-bottom: 1px dashed var(--line); }
.reg-details div:last-child { border-bottom: 0; padding-bottom: 0; }
.reg-details dt { color: var(--ink-soft); font-weight: 500; }
.reg-details dd { margin: 0; font-weight: 600; overflow-wrap: anywhere; }
.reg-status {
    display: inline-flex;
    align-items: center;
    gap: .4rem;
    padding: .3rem .8rem;
    background: var(--jade-tint);
    color: var(--jade-deep);
    border-radius: 999px;
    font-weight: 700;
    font-size: .9rem;
}
.reg-note { margin: 1rem 0 0 !important; font-size: .95rem; color: var(--ink-soft); }

/* ---------- Services ---------- */
.service-nav {
    position: sticky;
    top: 70px;
    z-index: 10;
    background: var(--paper);
    padding-block: .75rem;
    border-bottom: 1px solid var(--line);
}
.service-nav-inner {
    display: flex;
    gap: .5rem;
    overflow-x: auto;
    scrollbar-width: none;
}
.service-nav-inner::-webkit-scrollbar { display: none; }
/* Desktop: saare chips dikhein (2 line tak wrap). Mobile: ek line, side scroll. */
@media (min-width: 992px) {
    .service-nav-inner { flex-wrap: wrap; overflow: visible; }
    .service { scroll-margin-top: 200px; }
}
.service-nav .chip { white-space: nowrap; background: var(--surface); }
.service-nav .chip:hover,
.service-nav .chip.active { background: var(--jade); border-color: var(--jade); color: #fff; }
.service-nav .chip:hover i,
.service-nav .chip.active i { color: #fff; }

.service {
    padding-block: clamp(2.5rem, 5vw, 4rem);
    border-bottom: 1px solid var(--line);
    scroll-margin-top: 140px;
}
.service:last-of-type { border-bottom: 0; }
.service-title { display: flex; align-items: center; gap: .9rem; font-size: clamp(1.6rem, 1.2rem + 1.5vw, 2.1rem); margin-bottom: 1rem; }
.service-desc { color: var(--ink-soft); max-width: 60ch; }
.service-for {
    background: var(--surface);
    border-radius: var(--radius-sm);
    padding: .9rem 1.1rem;
    margin: 1.25rem 0 1.5rem;
    font-size: .98rem;
}
.service-for strong { color: var(--ink); }
.service-box {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius-md);
    padding: 1.5rem;
    height: 100%;
}
.service-box h3 { font-size: 1.1rem; margin-bottom: .9rem; }

/* Photo + intro. Desktop par photo ek baar left, ek baar right (zig-zag). */
.service-top { display: grid; gap: 1.75rem 3rem; align-items: center; }
@media (min-width: 992px) {
    .service-top { grid-template-columns: minmax(0, 5fr) minmax(0, 7fr); }
    .service-flip .service-top { grid-template-columns: minmax(0, 7fr) minmax(0, 5fr); }
    .service-flip .service-media { order: 2; }
}
.service-media { border-radius: var(--radius-lg); overflow: hidden; aspect-ratio: 4 / 3; background: var(--jade-tint); }
.service-media img { width: 100%; height: 100%; object-fit: cover; display: block; }
.service-media-placeholder {
    width: 100%;
    height: 100%;
    display: grid;
    place-items: center;
    background:
        radial-gradient(circle at 80% 20%, rgba(255, 255, 255, .55) 0 18%, transparent 19%),
        radial-gradient(circle at 15% 85%, rgba(46, 125, 103, .08) 0 22%, transparent 23%),
        var(--jade-tint);
    color: var(--jade);
    font-size: clamp(4rem, 3rem + 4vw, 6.5rem);
}
.service-flip .service-media { background: var(--sand-tint); }
.service-flip .service-media-placeholder { background-color: var(--sand-tint); color: var(--marigold-deep); }
.service-intro .service-for { margin-bottom: 1.5rem; }

/* Other applicable financial solutions */
.service-other {
    display: grid;
    grid-template-columns: auto 1fr auto;
    align-items: center;
    gap: 1.25rem 1.75rem;
    margin-block: clamp(2rem, 4vw, 3rem) 1.5rem;
    padding: clamp(1.5rem, 4vw, 2.25rem);
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
}
.service-other h2 { font-size: clamp(1.3rem, 1.1rem + .8vw, 1.6rem); margin-bottom: .3rem; }
.service-other p { margin: 0; color: var(--ink-soft); max-width: 60ch; }
@media (max-width: 767.98px) {
    .service-other { grid-template-columns: auto 1fr; }
    .service-other .btn { grid-column: 1 / -1; justify-self: start; }
}
.service-fee-note { display: flex; gap: .6rem; align-items: baseline; margin-bottom: 0; }
.service-fee-note i { color: var(--marigold-deep); }

.check-list { list-style: none; padding: 0; margin: 0; display: grid; gap: .6rem; }
.check-list li { display: grid; grid-template-columns: 1.4rem 1fr; gap: .4rem; }
.check-list li::before {
    font-family: "bootstrap-icons";
    content: "\F272"; /* bi-check2 */
    color: var(--jade);
    font-weight: 700;
}
.doc-list li::before { content: "\F38B"; color: var(--ink-soft); } /* bi-file-earmark-text */

/* ---------- Careers ---------- */
.job-list { display: grid; gap: 1rem; }
.job {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius-md);
    padding: 1.5rem;
}
.job-head { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: flex-start; gap: 1rem; }
.job h2, .job .job-title { font-size: 1.35rem; margin-bottom: .6rem; }
.job-list .job { background: var(--paper); }
#openings { scroll-margin-top: 80px; }

.perk-grid { display: grid; gap: 1.25rem; }
@media (min-width: 768px) { .perk-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); } }
@media (min-width: 1200px) { .perk-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); } }
.perk { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 1.6rem; }
.perk i {
    width: 48px;
    height: 48px;
    border-radius: 14px;
    display: grid;
    place-items: center;
    background: var(--jade-tint);
    color: var(--jade);
    font-size: 1.35rem;
    margin-bottom: 1rem;
}
.perk h3 { font-size: 1.15rem; margin-bottom: .35rem; }
.perk p { margin: 0; color: var(--ink-soft); font-size: .975rem; }

/* Apply form: fee line submit button ke upar */
.apply-fee {
    display: flex;
    gap: .6rem;
    align-items: baseline;
    padding: .8rem 1rem;
    margin-bottom: 1rem;
    background: var(--sand-tint);
    border-radius: var(--radius-sm);
    font-size: .95rem;
}
.apply-fee i { color: var(--marigold-deep); }

.safety-note {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 1rem;
    align-items: start;
    margin-top: clamp(2rem, 4vw, 3rem);
    padding: 1.25rem 1.5rem;
    background: var(--sand-tint);
    border-radius: var(--radius-md);
}
.safety-note i { color: var(--marigold-deep); font-size: 1.4rem; line-height: 1.3; }
.safety-note p { margin: 0; }
.job-meta { display: flex; flex-wrap: wrap; gap: .5rem 1.25rem; color: var(--ink-soft); font-size: .95rem; list-style: none; padding: 0; margin: 0; }
.job-meta i { color: var(--jade); margin-right: .3rem; }
.job-body { white-space: pre-line; color: var(--ink); margin-top: 1.25rem; padding-top: 1.25rem; border-top: 1px solid var(--line); }
.job-toggle { font-weight: 600; }
.job-toggle[aria-expanded="true"] .bi-chevron-down { transform: rotate(180deg); }
.job-toggle .bi-chevron-down { transition: transform .2s; display: inline-block; }

.empty {
    text-align: center;
    background: var(--surface);
    border: 1px dashed var(--line);
    border-radius: var(--radius-md);
    padding: 3rem 1.5rem;
}
.empty i { font-size: 2rem; color: var(--jade); }
.empty h2, .empty h3 { font-size: 1.35rem; margin: .75rem 0 .4rem; }
.empty p { color: var(--ink-soft); margin: 0 auto; max-width: 46ch; }

.note-box {
    background: var(--jade-tint);
    border-radius: var(--radius-md);
    padding: 1.25rem 1.5rem;
    margin-top: 2rem;
}
.note-box p { margin: 0; }

/* ---------- Forms ---------- */
.form-panel {
    background: var(--surface);
    border: 1px solid var(--line);
    border-radius: var(--radius-lg);
    padding: clamp(1.5rem, 4vw, 2.5rem);
}
.form-panel h2 { font-size: 1.5rem; margin-bottom: .3rem; }
.form-hint { color: var(--ink-soft); font-size: .95rem; }

.form-label { font-weight: 600; font-size: .95rem; margin-bottom: .35rem; }
.form-label .optional { font-weight: 400; color: var(--ink-soft); }
.form-control, .form-select {
    border-radius: var(--radius-sm);
    border-color: var(--line);
    padding: .7rem .9rem;
    background-color: var(--paper);
}
.form-control:focus, .form-select:focus {
    border-color: var(--jade);
    background-color: #fff;
    box-shadow: 0 0 0 .2rem rgba(46, 125, 103, .18);
}
.form-check-input:checked { background-color: var(--jade); border-color: var(--jade); }
.form-check-input:focus { box-shadow: 0 0 0 .2rem rgba(46, 125, 103, .18); border-color: var(--jade); }
.form-check-label { font-size: .92rem; color: var(--ink-soft); }
.input-group-text { background: var(--surface); border-color: var(--line); color: var(--ink-soft); }

/* Loan type as big tap targets */
/* Saare boxes ki height barabar (sabse lambe naam jitni), chahe naam 1 line ka ho ya 3 ka */
.type-picker { display: grid; grid-template-columns: repeat(auto-fill, minmax(150px, 1fr)); grid-auto-rows: 1fr; gap: .6rem; }
.type-picker input { position: absolute; opacity: 0; pointer-events: none; }
.type-picker label {
    display: flex;
    align-items: center;
    gap: .55rem;
    padding: .75rem .9rem;
    border: 1px solid var(--line);
    border-radius: var(--radius-sm);
    background: var(--paper);
    font-weight: 600;
    font-size: .95rem;
    cursor: pointer;
    transition: border-color .15s, background-color .15s;
    height: 100%;
}
.type-picker label i { color: var(--jade); font-size: 1.1rem; flex: none; }
.type-picker label:hover { border-color: var(--ink-soft); }
.type-picker input:checked + label { border-color: var(--jade); background: var(--jade-tint); box-shadow: inset 0 0 0 1px var(--jade); }
.type-picker input:focus-visible + label { outline: 3px solid var(--jade); outline-offset: 2px; }
.type-picker.is-invalid label { border-color: var(--bs-form-invalid-border-color); }

.hp-field { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }

.success-panel { text-align: center; padding-block: 1rem; }
.success-panel .success-icon {
    width: 72px;
    height: 72px;
    border-radius: 50%;
    display: inline-grid;
    place-items: center;
    background: var(--jade-tint);
    color: var(--jade);
    font-size: 2.2rem;
    margin-bottom: 1rem;
}
.success-panel h2 { font-size: 1.6rem; }
.success-panel p { color: var(--ink-soft); max-width: 42ch; margin-inline: auto; }

/* Side info next to forms */
.side-steps { list-style: none; padding: 0; margin: 0 0 2rem; display: grid; gap: 1.25rem; }
.side-steps li { display: grid; grid-template-columns: 36px 1fr; gap: .9rem; }
.side-steps .step-num { width: 36px; height: 36px; margin: 0; font-size: .95rem; }
.side-steps h3 { font-size: 1.05rem; margin: .35rem 0 .15rem; }
.side-steps p { margin: 0; color: var(--ink-soft); font-size: .95rem; }

.contact-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 1.25rem; }
.contact-list li { display: grid; grid-template-columns: 44px 1fr; gap: 1rem; align-items: start; }
.contact-list .ci {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    display: grid;
    place-items: center;
    background: var(--jade-tint);
    color: var(--jade);
    font-size: 1.15rem;
}
.contact-list strong { display: block; font-size: .9rem; color: var(--ink-soft); font-weight: 500; }
.contact-list a, .contact-list span { color: var(--ink); font-weight: 600; text-decoration: none; }
.contact-list a:hover { color: var(--jade); }

.map-frame {
    margin-top: 2rem;
    border-radius: var(--radius-md);
    overflow: hidden;
    border: 1px solid var(--line);
    aspect-ratio: 4 / 3;
}
.map-frame iframe { width: 100%; height: 100%; border: 0; display: block; }

/* ---------- Footer ---------- */
.site-footer {
    background: var(--surface);
    border-top: 1px solid var(--line);
    padding-block: 3.5rem 1.5rem;
    font-size: .95rem;
}
.footer-about { color: var(--ink-soft); margin-top: 1rem; max-width: 40ch; }
.footer-heading { font-family: var(--font-body); font-size: 1rem; font-weight: 700; margin-bottom: .9rem; letter-spacing: 0; }
.footer-links { list-style: none; padding: 0; margin: 0; display: grid; gap: .55rem; }
.footer-links a, .footer-links span { color: var(--ink-soft); text-decoration: none; }
.footer-links a:hover { color: var(--jade); }
.footer-contact li a, .footer-contact li span { display: grid; grid-template-columns: 1.5rem 1fr; }
.footer-contact i { color: var(--jade); }
.footer-bottom {
    margin-top: 2.5rem;
    padding-top: 1.25rem;
    border-top: 1px solid var(--line);
    color: var(--ink-soft);
    font-size: .875rem;
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
    gap: .5rem 2rem;
}
.footer-bottom p { margin: 0; }
.footer-disclaimer { max-width: 70ch; }

/* ---------- WhatsApp button ---------- */
.whatsapp-fab {
    position: fixed;
    right: 1.25rem;
    bottom: 1.25rem;
    z-index: 1020;
    width: 56px;
    height: 56px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: #25d366;
    color: #fff;
    font-size: 1.6rem;
    box-shadow: 0 6px 20px rgba(31, 43, 39, .2);
}
.whatsapp-fab:hover { color: #fff; background: #1ebe5a; }

/* ---------- Alerts ---------- */
.alert-soft {
    border: 0;
    border-radius: var(--radius-sm);
    background: #fdecea;
    color: #8a2a1f;
}

/* ---------- Small screens ---------- */
@media (max-width: 575.98px) {
    .hero-visual { min-height: 260px; padding: 1.75rem; }
    .visual-icon { width: 104px; height: 104px; font-size: 2.8rem; border-radius: 28px; }
    .hero-actions .btn { flex: 1 1 100%; }
    .chooser { padding: 1rem; }
    .offer-best { transform: none; }
}

@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; }
}

/* Bootstrap gutters kabhi-kabhi page ko side mein scroll karwa dete hain; clip se band */
main, .site-footer { overflow-x: clip; }