We Compare. We Explain. We Facilitate.
PK FINCORP Financial Services assists customers in exploring a range of financial solutions through Banks, NBFCs and other financial service providers.
The availability of a product or lender depends on your profile, requirement, location, documentation, eligibility and the applicable policies of the respective financial institution.
Personal Loan
A personal loan is generally unsecured, which means the lender's decision depends largely on your income, existing obligations and credit profile. Because each lender assesses these differently, we help you understand where your profile may fit before you apply.
Who may consider it: Salaried individuals and self-employed professionals with a regular income.
Apply for Personal LoanHow we help
- Understand your requirement and repayment capacity
- Compare interest rates and processing fees across available lenders
- Compare eligibility criteria and documentation
- Explain balance transfer and top-up options on an existing loan
- Coordinate with the lender you choose
Documents commonly requested
- PAN card and Aadhaar card
- Recent salary slips or latest ITR
- Recent bank statements
- Passport-size photograph
The final list depends on the lender and your profile.
Business Loan
Lenders assess business loans on factors such as turnover, GST returns, banking history, years in business and the purpose of the loan. We help you understand what lenders may look for, compare secured and unsecured options where available, and organise the documents they request.
Who may consider it: Proprietors, partnerships, private limited companies and MSMEs.
Apply for Business LoanHow we help
- Understand the purpose and the amount required
- Compare available secured and unsecured options
- Compare interest rates, processing fees and other charges
- Explain the documentation lenders may request
- Coordinate with the selected institution
Documents commonly requested
- KYC of the business and its owners (PAN, Aadhaar)
- Business proof: GST registration, Udyam or shop licence
- Recent ITRs with balance sheet and P&L
- Recent bank statements
The final list depends on the lender and your profile.
Home Loan
Home loan terms vary by lender, property type and your income profile. Whether you are buying a ready or under-construction property, or reviewing an existing loan for a balance transfer or top-up, we help you compare available options from Banks and Housing Finance Companies.
Who may consider it: First-time buyers, families moving or upgrading, and existing borrowers reviewing their loan.
Apply for Home LoanHow we help
- Compare interest rates across Banks and Housing Finance Companies
- Compare processing fees and other charges
- Check eligibility, including with a co-applicant
- Explain the property documents lenders may ask for
- Compare balance transfer and top-up options against your current loan
Documents commonly requested
- PAN card and Aadhaar card of all applicants
- Income proof: salary slips, Form 16 or ITR
- Recent bank statements
- Property documents: sale agreement, title papers, approved plan
The final list depends on the lender and your profile.
Loan Against Property
A loan against property (LAP) is a secured loan where a property you own is mortgaged to the lender while you continue to use it. The amount, rate and tenure depend on the property, its documents, your income and the lender's policies. We help you compare available options and understand the terms before you decide.
Who may consider it: Property owners who need funds for business, education, medical or other requirements.
Apply for Loan Against PropertyHow we help
- Understand your requirement and the property involved
- Compare interest rates, processing fees and other charges
- Compare the property types and documents each lender accepts
- Explain tenure and repayment options
- Coordinate with the selected institution
Documents commonly requested
- PAN card and Aadhaar card
- Income proof: salary slips or ITR
- Recent bank statements
- Complete property papers and chain of title
The final list depends on the lender and your profile.
Car Loan
Car loans are usually secured against the vehicle. The amount funded, tenure and interest rate vary between lenders, and between new and used cars. We help you compare the available offers so you understand the total cost before you decide.
Who may consider it: Salaried and self-employed buyers of new or used cars.
Apply for Car LoanHow we help
- Compare interest rates and processing fees across available lenders
- Compare dealer-linked and other available offers
- Explain the amount funded, tenure and repayment terms
- Check eligibility and documentation requirements
- Coordinate with the lender you choose
Documents commonly requested
- PAN card and Aadhaar card
- Recent salary slips or ITR
- Recent bank statements
- Proforma invoice (new car) or RC and valuation (used car)
The final list depends on the lender and your profile.
Education Loan
Education loans can cover costs such as tuition, accommodation, books and travel. Lenders typically consider the course, the institution, and the co-applicant's income and repayment capacity. We help you understand the available options and what each lender may require.
Who may consider it: Students pursuing higher or professional education, with a parent or guardian as co-applicant.
Apply for Education LoanHow we help
- Understand the course, institution and total cost
- Compare interest rates, processing fees and repayment terms
- Compare co-applicant and collateral requirements
- Explain the documents lenders may request
- Coordinate with the selected institution
Documents commonly requested
- PAN card and Aadhaar card of student and co-applicant
- Admission letter and fee structure from the institution
- Mark sheets of previous qualifications
- Income proof and bank statements of co-applicant
The final list depends on the lender and your profile.
Plot & Construction Finance
Plot and construction finance works differently from a regular home loan. Lenders may have specific conditions on the plot, its approvals and the construction timeline, and construction funds are often released in stages. We help you understand these conditions and compare the available options.
Who may consider it: Buyers of residential plots, and owners planning to build or extend a house on their own land.
Apply for Plot & Construction FinanceHow we help
- Understand whether you need plot, construction or combined finance
- Compare interest rates, processing fees and other charges
- Explain plot approval and construction-stage requirements
- Check eligibility, including with a co-applicant
- Coordinate with the selected institution
Documents commonly requested
- PAN card and Aadhaar card of all applicants
- Income proof: salary slips, Form 16 or ITR
- Recent bank statements
- Plot documents: sale deed, title papers, layout approval
- For construction: approved building plan and cost estimate
The final list depends on the lender and your profile.
Gold Loan
A gold loan is secured against gold jewellery pledged with the lender. The amount depends on the weight and purity of the gold and on the lender's policies. We help you compare the rates, charges and repayment options available.
Who may consider it: Individuals who own gold jewellery and need funds for a short-term requirement.
Apply for Gold LoanHow we help
- Compare interest rates and processing fees
- Compare repayment options offered by lenders
- Explain how the loan amount is assessed
- Explain the documents lenders may request
- Coordinate with the lender you choose
Documents commonly requested
- PAN card and Aadhaar card
- Gold jewellery to be pledged
- Passport-size photograph
The final list depends on the lender and your profile.
Insurance
Insurance needs vary with your family, your assets and your existing loans. We help you understand the cover options available through our network, compare relevant features and premiums, and coordinate with the insurance company you choose. Policy terms, premiums and claims are governed by the respective insurance company.
Who may consider it: Individuals, families and business owners reviewing their insurance needs.
Ask about insuranceHow we help
- Understand your cover requirement
- Compare available plans, features and premiums
- Explain key terms, exclusions and conditions
- Coordinate with the selected insurance company
Documents commonly requested
- PAN card and Aadhaar card
- Age proof and recent photograph
- Existing policy copy, if any
- Other documents as required by the insurer
The final list depends on the insurer and your profile.
Other applicable financial solutions
Looking for something not listed here? Tell us your requirement and we will explore whether a suitable option is available through our network.
No mandatory or fixed service fee for our regular financial assistance. A Convenience Fee, where applicable, is communicated in advance and subject to your agreement. Charges imposed by a lender, insurer or other financial institution are separate.
Your Requirement. Our Understanding. Better Financial Connections.
Share your requirement and an advisor will get in touch to understand it.